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All 4 of our plans use United Healthcare as their PPO network. The policy works to it's full potential if you require treatment you have it at an in-network provider. Using a network provider not only keeps the costs down to your insurer, but in turn this enables us to keep premiums lower, and also usually means that the amount that you pay in co-insurance is lower as well - Win, Win! To find out who are the network providers are in your vicinity, we have 2 methods: - 1) Pre

When a student-athlete suffers an injury while playing intercollegiate sport in the United States, one of the first concerns is naturally their recovery. But shortly afterwards comes another important question: Who pays the medical bills? The answer isn't always straightforward. Depending on the college, the athlete's personal health insurance and the circumstances surrounding the injury, there can be several different layers of insurance involved. Understanding the differen

USA medical policies have lots of different terminology, and we understand this can sometimes be a little confusing! A couple of these terms important to know are deductible & co-insurance! Deductible A deductible is the first part of any claims costs that you are responsible for before the insurance policy starts to pay. Co-Insurance Co-insurance is a percentage of remaining costs (after the deductible) that you are responsible for. We offer 4 different policies for medical